Funeral Policy Cover

Individual, Family & Extended Protection

Tailored Family Protection

Bespoke Funeral Cover Plans for You and Your Loved Ones

Black Broker House specializes in arranging fully underwritten, dependable funeral insurance structures designed to safeguard your family tree. We remove the complex hurdles of traditional policy setups, offering clear, reliable protection when you need it most.

Whether you need a standalone policy for yourself, comprehensive coverage for your spouse and direct children, or an extended tier to look after parents, in-laws, and relatives, our plans are optimized to ensure dignity, fast payouts, and absolute peace of mind.

Individual Cover

Standalone protection customized for single principal members seeking personalized benefits.

Direct Family

Unified plans keeping you, your partner, and dependent children completely covered under one base rate.

Parents & In-Laws

Dedicated coverage parameters looking after elder generations up to advanced entry ages.

Extended Members

Flexible multi-tier additions to secure broader family lines, aunts, uncles, and adult relatives.

Policy Structure Parameters

Review standard criteria and parameters built across our different individual and family account options terms and conditions apply.

Policy Tier Parameter Individual Options Direct Family Plans Extended Family Riders
Cover Amount Up to R50,000 Up to R50,000 Up to R30,000
Maximum Entry Age Up to 100 Years Old Up to 100 Years Old Up to 100 Years Old
Children Limits Up to 21 (25 if studying) Up to 21 (25 if studying) Up to 21 (25 if studying)
Waiting Period from 3 months From 3 months 6 months
Accidental Death Claims Immediate Active Cover Immediate Active Cover Immediate Active Cover
Suicide death Claims 12 months 12 months 12 months

Policy Terms & Guidelines

Our individual and family products operate under absolute regulatory transparency and Treating Customers Fairly (TCF) standards. Review frequent guidelines regarding layouts or reach out for custom plan tailoring.

Our custom multi-tier structures allow flexibility. Depending on the product track selected, you can add up to a specified number of extended relatives (including parents, aunts, uncles, and siblings) on a single master policy line, with premiums adjusted per member added.
Standard claims require a fully completed Claim Form (accessible via our navigation selector desk), certified copies of the deceased's Identity Document, a certified copy of the death certificate, a copy of the notifier's ID, and valid proof of banking details for the payout receipt and BI.
Adding newly born infants or a new legal spouse typically requires immediate registration updates. For new adult extended members added after the inception of the base policy, a standard 6-month natural death waiting period applies to that specific member to prevent risk selection issues.
Adding newly born infants or a new legal spouse typically requires immediate registration updates. For new adult extended members added after the inception of the base policy, a standard 6-month natural death waiting period applies to that specific member to prevent risk selection issues.

Our Main Funeral Service Packages

Underwritten by Rand Mutual RMA. Providing dignity, service and peace of mind when your family needs it most.

ESSENTIAL

R18,000 Funeral Package

Casket: Flat Lid Casket

Single Member Package
Entry AgePremium
18–64R120
65–74R210
75–84R250
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DIGNITY

R26,000 Funeral Package

Casket: Half-View Casket

Single Member Package
Entry AgePremium
18–64R150
65–74R270
75–84R310
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ELITE

R30,000 Funeral Package

Casket: Mini Dome Casket

Single Member Package
Entry AgePremium
18–64R190
65–74R340
75–84R380
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PREMIUM

R40,000 Funeral Package

Casket: GNG Standard Dome Casket

Single Member Package
Entry AgePremium
18–64R280
65–74R440
75–84R490
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Ready to underwrite your funeral policy?

Reach out directly to our consumer advisory division in Lenasia to capture competitive custom quotes optimized for your immediate and extended family lines.

Connect With An Advisor